Important Message
IMPORTANT CUSTOMER NOTICE – OUR DEALERSHIP IS TEMPORARILY CLOSED due to the Coronavirus. We are operating a contactless car sales system... There are 40+ images of all of our cars on my website and if you require any questions answering please email us on as phone lines are unmanned. Finance can be arranged from my website and payments can be made by bank transfer. Cars can be collected when government allow or we can deliver (email for a quote)

Poor Credit

The team here at KT Cars Ltd are proud to have be able to provide car finance for people who have previously had credit problems.

We are non-judgemental and here to help. We have worked with hundreds of customers in a no-pressure environment to assist in finding them affordable car finance even though they had struggled to get finance elsewhere.

Whether you've had CCJ's, Defaults, are an Ex-Bankrupt or you're Self Employed we believe that we can help. We can also help members of HM Forces who sometimes have difficulty in obtaining car finance.

We specialise in finding you the best finance deal we can, ensuring that payments are affordable and suitable to your circumstances. We work with well-established finance companies who are dedicated to helping customers with poor credit histories or who simply have been declined elsewhere. Our lender partners focus on your current situation and whether or not their finance products are both suitable and affordable based on an assessment of your individual circumstances.

Call in and have a friendly chat today - we may have your next car waiting for you to drive away!



(Note: Any APR% should be "given no less prominence" than any other wording in the financial promotion according to the FCA)

If your finance application is unsuccessful, we will send it through to another lender from our specialist panel as part of our efforts to ensure that you receive the finance package you require. If you would not like this to happen, please inform us via email.

If you do not opt out of this process, we will assume that you have given us permission to perform a second credit search on your behalf.